Uncertain situations, such as a car breakdown on a flyover, can happen at any time. That is why you should include roadside assistance in your car insurance. The insurer ensures that support is always available within a single phone call.
Roadside assistance is an add-on that provides emergency services if your car breaks down and leaves you stranded on the road. From unexpected accidents to minor repairs, insurers help your car handle unpredictable situations.
Let us explore this article to understand the coverage provided by the roadside assistance add-on and how to access it in an emergency.
What Roadside Assistance in Car Insurance Covers?
Roadside assistance add-ons typically cover emergencies like flat tyres, battery breakdowns, and minor mechanical failures. Curious what roadside assistance includes? It includes fuel delivery, unintentional car damage, towing services and more. Learn more below.
- Battery Breakdown
Whether you drive a traditional car or an electric vehicle, battery damage can happen at any time. A comprehensive car insurance policy with a roadside assistance add-on will cover the cost of hiring a technician and getting your battery changed on the road.
- Spare keys
Losing a key is a common situation. In such cases, the roadside assistance cover will arrange for spare keys and reach your location within a few hours. For example, if the vehicle owner loses the key 250 kilometres from their hometown, the insurer will bear the cost of hiring a technician, making the key and sending it to that location.
- Towing Service
If a car stops due to mechanical failure or is involved in an accident that damages the car, the insurer will bear the cost of towing service. Therefore, the owner needs to provide the exact location, and the technician will handle the car.
- Flat Tyre
A flat tyre in the middle of the road is painful, especially when you have a tight schedule. In this situation, this add-on with your car Insurance will cover the cost of the technician reaching the location and changing the tyre within a few minutes.
- Fuel Delivery
In the long run, running out of fuel may be a daunting situation when you are not carrying extra fuel. In this uncertain situation, you will get fuel at the place you are stuck in, up to a certain amount. You may choose Bajaj General Insurance for support at anytime, anywhere.
- Minor Damage
In case of minor mechanical faults, the technician will reach your location and repair your car for a smooth journey. Therefore, it will help you avoid cancelling your plan with just a delay of a few hours.
After all, accidents or uncertain situations can happen at any time. Choose an insurer that provides car insurance with roadside assistance add-ons. You may consider Bajaj General Insurance for optimum support with roadside assistance.
How to Use Roadside Assistance in Car Insurance?
Find out how to get the advantages of roadside assistance add-ons in car insurance with step-by-step guidance:
Step 1: Contact Your Insurer
For a roadside emergency, call 24*7 helpline number of your insurer.
Step 2: Provide Details
Provide your vehicle details and policy number to the insurer.
Step 3: Share Location
Share details of your exact location so the technician can reach you. Also share what kind of assistance you require.
Step 4: Get Assistance
The insurer will send technicians from their network garages nearby. Or else, your insurer will help you get your car out of the road if towing or other services are required.
However, you will get a smooth roadside assistance experience when you choose a reliable car insurer, rather than blindly picking anyone.
Final Thought
Comprehensive car insurance with essential add-ons such as roadside accident may help you save your time in case of an on-road emergency. Roadside assistance provides emergency towing, fuel delivery, and repairs to rescue stranded vehicles. However, you are just one call away to share your details and get emergency help.
